Terms and Conditions for Kopeck Capital

Welcome to Kopeck Capital. By accessing or using our online platform, including our automated investment platforms, personal financial planning software, micro-lending solutions, digital payment systems, and blockchain-based asset management services, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing and using our service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, you must not use our service.

2. Services Provided

• Automated Investment Platforms for diversified portfolio management.
• Personal Financial Planning Software to help users manage budgets and financial goals.
• Micro-Lending Solutions providing accessible financing options.
• Digital Payment Systems facilitating secure and efficient transactions.
• Blockchain-based Asset Management for secure and transparent asset tracking.

All services are subject to specific terms and conditions and eligibility criteria which may be presented to you separately during the registration or usage process for each service.

3. User Responsibilities

• You must be at least 18 years old to use our service.
• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
• You agree not to use our service for any illegal or unauthorized purpose.

4. Financial Disclosures and Risks

Financial investments involve risks, including the possible loss of principal. Past performance is not indicative of future results. Kopeck Capital does not guarantee any specific investment outcomes or returns. Our automated platforms provide tools and information, but do not constitute financial advice. Users are encouraged to seek independent financial advice before making investment decisions.

Micro-lending solutions are subject to credit assessments and repayment terms that will be clearly outlined in individual loan agreements. Digital payment systems are subject to transaction limits and security protocols. Blockchain-based services carry unique risks, including volatility and technological vulnerabilities, which users acknowledge by utilizing these services.

5. Intellectual Property

All content, features, and functionality on our online platform, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of Kopeck Capital and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Kopeck Capital, its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use our service; (ii) any conduct or content of any third party on our service; (iii) any content obtained from our service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

7. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Russian Federation, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms and Conditions will be brought exclusively in the courts located in Saint Petersburg, Russian Federation.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Kopeck Capital

2847 Nevsky Prospect, Suite 450,

Saint Petersburg, Leningrad Oblast, 191023, Russia

Phone: +7 812 555-1234

Email: info@kopeckcapital.ru